Health Insurance Info
This section has information about health insurance and the recent changes.
Health Insurance Terms
◾Deductible- In an insurance policy, the deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses. Our policy is the patient must pay any deductible, co-pay or co-insurance at the time of the visit. Deductibles will range from $250.00 to more than $5000.00.◾For example if your visit is $80.00, and your insurance has a contractual discount with our practice of $20.00, you will owe $60.00
◾Co-pay – Is the contractual amount you have agreed to pay for each visit to a doctors office, these usually range between $10.00 – $30.00 and are due at check-in.
◾Co-insurance – is a percentage you have agreed to pay at each visit, usually around 20%, for a visit of $80.00, with a discount of $20.00, you would owe $12.00
Wagner and Prigg Family Medicine takes most major credit cards, and if necessary we do have a pay plan however a portion of the balance must be paid at the time of service.
Please review your benefits because many plans have recently changed.
For self pay patients we offer a 20% discount when the balance is paid in full at the time of service.
Videos About Health Insurance
An Explanation of Health Insurance
The Affordable Care Act Explained
Health Insurance 101
A document about health insurance –Know Your Health Insurance Information